mike, happy new year. good to see you again. >> same to you. >> you're talking about a ten year time horizon even with all the drama that we're witnessing todaynd at uncertainty among investor, you say long term, i think you use the words virtually guarantees the focus on the ten year guarantees longer run sustainability will not be attained despite this battle. >> that's right. if you look at the long run projections, the problems really intensify after 2025 when the baby boom retirement interacts with rising health care costs. 2013 to 2022 basically misses when we really start to see sustainability issues get much worse. so i do think that the focus on the ten year horizon kind of guarantees that whatever solution we'll get doesn't address those longer term issues. >> i guess a lot of people would agree with you. is there any chance though that somehow congress finds some discipline deep down and surprises us all? is that even possible? >> well, one can always hope, but it certainly sounds like some of t